Bogleheads Three Funds Portfolio vs Warren Buffett Portfolio Portfolio Comparison

Simulation Settings
Period: January 1970 - December 2024 (~55 years)
Consolidated Returns as of 31 December 2024
Rebalancing: at every Jan 1st
Currency: USD
(Change Settings)
The minimum date range must be at least 12 months. 'Date To' cannot be beyond December 2024.
Reset settings
Close
Results
30 Years
All (since January 1970)
Bogleheads Three Funds Portfolio
1.00$
Initial Capital
January 1995
10.53$
Final Capital
December 2024
8.16%
Yearly Return
12.41%
Std Deviation
-43.68%
Max Drawdown
42months
Recovery Period
1.00$
Initial Capital
January 1970
152.19$
Final Capital
December 2024
9.57%
Yearly Return
12.55%
Std Deviation
-43.68%
Max Drawdown
42months
Recovery Period
Warren Buffett Portfolio
1.00$
Initial Capital
January 1995
19.30$
Final Capital
December 2024
10.37%
Yearly Return
13.67%
Std Deviation
-45.52%
Max Drawdown
42months
Recovery Period
1.00$
Initial Capital
January 1970
232.20$
Final Capital
December 2024
10.41%
Yearly Return
13.90%
Std Deviation
-45.52%
Max Drawdown
42months
Recovery Period

As of December 2024, in the previous 30 Years, the Bogleheads Three Funds Portfolio obtained a 8.16% compound annual return, with a 12.41% standard deviation. It suffered a maximum drawdown of -43.68% that required 42 months to be recovered.

As of December 2024, in the previous 30 Years, the Warren Buffett Portfolio obtained a 10.37% compound annual return, with a 13.67% standard deviation. It suffered a maximum drawdown of -45.52% that required 42 months to be recovered.

Table of contents

Mastering Etf Investing
The first official book of
Mastering ETF Investing
Build wealth
with Lazy Portfolios and Passive Investing
Set your goal
Use top metrics to evaluate
Join the passive investing strategy
Exclusive new asset allocations in EUR and USD
Buy now
English book
Buy now
Italian book

Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Bogleheads Three Funds Portfolio
Weight
(%)		 ETF
Ticker		 Name
50.00
VTI
Vanguard Total Stock Market
30.00
VEU
Vanguard FTSE All-World ex-US
20.00
BND
Vanguard Total Bond Market
Warren Buffett Portfolio
Weight
(%)		 ETF
Ticker		 Name
90.00
VV
Vanguard Large-Cap
10.00
SHY
iShares 1-3 Year Treasury Bond
Test Your Asset Allocation
Evaluate your portfolio strategy in 6 different currencies
Try the Backtest Tool

Portfolio Returns as of Dec 31, 2024

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
  • the actual US Inflation rates.
RETURN COMPARISON
Period: 1 January 1970 - 31 December 2024 (~55 years)
Swipe left to see all data
Return (%) as of Dec 31, 2024
YTD
(12M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~55Y)
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_bogleheads.webp Three Funds
Bogleheads 		13.85 -2.68 5.06 13.85 8.28 8.18 8.16 9.57
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_warren_buffett.webp Warren Buffett Portfolio
Warren Buffett 		23.12 -2.23 8.19 23.12 13.28 11.92 10.37 10.41
Return over 1 year are annualized.
Explore All Lazy Portfolios
Discover curated portfolios for every investment strategy

Capital Growth as of Dec 31, 2024

Bogleheads Three Funds Portfolio: an investment of 1$, since January 1995, now would be worth 10.53$, with a total return of 952.68% (8.16% annualized).

Warren Buffett Portfolio: an investment of 1$, since January 1995, now would be worth 19.30$, with a total return of 1829.89% (10.37% annualized).


Loading data
Please wait
Bogleheads Three Funds Portfolio: an investment of 1$, since January 1970, now would be worth 152.19$, with a total return of 15119.46% (9.57% annualized).

Warren Buffett Portfolio: an investment of 1$, since January 1970, now would be worth 232.20$, with a total return of 23119.91% (10.41% annualized).


Loading data
Please wait
Readings that may interest you

Portfolio Metrics as of Dec 31, 2024

The following metrics, updated as of 31 December 2024, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 January 2024 - 31 December 2024 (1 year)
Period: 1 January 2020 - 31 December 2024 (5 years)
Period: 1 January 2015 - 31 December 2024 (10 years)
Period: 1 January 1995 - 31 December 2024 (30 years)
Period: 1 January 1970 - 31 December 2024 (~55 years)
Swipe left to see all data
Three Funds Warren Buffett Portfolio
Author Bogleheads Warren Buffett
ASSET ALLOCATION
Stocks 80% 90%
Fixed Income 20% 10%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 13.85 23.12
Infl. Adjusted Return (%) 10.65 19.65
DRAWDOWN
Deepest Drawdown Depth (%) -3.44 -3.67
Start to Recovery (months) 2 2
Longest Drawdown Depth (%) -3.44 -3.67
Start to Recovery (months) 2 2
Longest Negative Period (months) 3* 2
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 8.52 9.40
Sharpe Ratio 1.02 1.91
Sortino Ratio 1.26 2.46
Ulcer Index 1.35 1.21
Ratio: Return / Standard Deviation 1.63 2.46
Ratio: Return / Deepest Drawdown 4.03 6.31
Metrics calculated over the period 1 January 2024 - 31 December 2024
Swipe left to see all data
Three Funds Warren Buffett Portfolio
Author Bogleheads Warren Buffett
ASSET ALLOCATION
Stocks 80% 90%
Fixed Income 20% 10%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 8.28 13.28
Infl. Adjusted Return (%) 3.92 8.71
DRAWDOWN
Deepest Drawdown Depth (%) -23.18 -23.08
Start to Recovery (months) 26 24
Longest Drawdown Depth (%) -23.18 -23.08
Start to Recovery (months) 26 24
Longest Negative Period (months) 34 28
RISK INDICATORS
Standard Deviation (%) 14.80 16.44
Sharpe Ratio 0.40 0.67
Sortino Ratio 0.54 0.88
Ulcer Index 8.36 8.32
Ratio: Return / Standard Deviation 0.56 0.81
Ratio: Return / Deepest Drawdown 0.36 0.58
Metrics calculated over the period 1 January 2020 - 31 December 2024
Swipe left to see all data
Three Funds Warren Buffett Portfolio
Author Bogleheads Warren Buffett
ASSET ALLOCATION
Stocks 80% 90%
Fixed Income 20% 10%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 8.18 11.92
Infl. Adjusted Return (%) 5.03 8.66
DRAWDOWN
Deepest Drawdown Depth (%) -23.18 -23.08
Start to Recovery (months) 26 24
Longest Drawdown Depth (%) -23.18 -23.08
Start to Recovery (months) 26 24
Longest Negative Period (months) 34 28
RISK INDICATORS
Standard Deviation (%) 12.37 13.88
Sharpe Ratio 0.53 0.74
Sortino Ratio 0.71 0.99
Ulcer Index 6.42 6.30
Ratio: Return / Standard Deviation 0.66 0.86
Ratio: Return / Deepest Drawdown 0.35 0.52
Metrics calculated over the period 1 January 2015 - 31 December 2024
Swipe left to see all data
Three Funds Warren Buffett Portfolio
Author Bogleheads Warren Buffett
ASSET ALLOCATION
Stocks 80% 90%
Fixed Income 20% 10%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 8.16 10.37
Infl. Adjusted Return (%) 5.49 7.65
DRAWDOWN
Deepest Drawdown Depth (%) -43.68 -45.52
Start to Recovery (months) 42 42
Longest Drawdown Depth (%) -33.38 -39.67
Start to Recovery (months) 57 73
Longest Negative Period (months) 118 132
RISK INDICATORS
Standard Deviation (%) 12.41 13.67
Sharpe Ratio 0.47 0.59
Sortino Ratio 0.62 0.77
Ulcer Index 10.83 12.58
Ratio: Return / Standard Deviation 0.66 0.76
Ratio: Return / Deepest Drawdown 0.19 0.23
Metrics calculated over the period 1 January 1995 - 31 December 2024
Swipe left to see all data
Three Funds Warren Buffett Portfolio
Author Bogleheads Warren Buffett
ASSET ALLOCATION
Stocks 80% 90%
Fixed Income 20% 10%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 9.57 10.41
Infl. Adjusted Return (%) 5.40 6.21
DRAWDOWN
Deepest Drawdown Depth (%) -43.68 -45.52
Start to Recovery (months) 42 42
Longest Drawdown Depth (%) -33.38 -39.67
Start to Recovery (months) 57 73
Longest Negative Period (months) 118 132
RISK INDICATORS
Standard Deviation (%) 12.55 13.90
Sharpe Ratio 0.41 0.43
Sortino Ratio 0.55 0.58
Ulcer Index 9.24 11.00
Ratio: Return / Standard Deviation 0.76 0.75
Ratio: Return / Deepest Drawdown 0.22 0.23
Metrics calculated over the period 1 January 1970 - 31 December 2024
Mastering Etf Investing
The first official book of
Mastering ETF Investing
Build wealth
with Lazy Portfolios and Passive Investing
Buy now
English book
Buy now
Italian book

Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 January 1995 - 31 December 2024 (30 years)
Period: 1 January 1970 - 31 December 2024 (~55 years)

Loading data
Please wait
Swipe left to see all data
Three Funds Warren Buffett Portfolio
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-45.52 42 Nov 2007
Apr 2011
-43.68 42 Nov 2007
Apr 2011
-39.67 73 Sep 2000
Sep 2006
-33.38 57 Apr 2000
Dec 2004
-23.18 26 Jan 2022
Feb 2024
-23.08 24 Jan 2022
Dec 2023
-17.49 6 Feb 2020
Jul 2020
-17.01 7 Jan 2020
Jul 2020
-15.77 17 May 2011
Sep 2012
-15.04 10 May 2011
Feb 2012
-13.83 5 Jul 1998
Nov 1998
-12.46 5 Jul 1998
Nov 1998
-12.09 7 Oct 2018
Apr 2019
-10.53 15 Feb 2018
Apr 2019
-9.88 14 Jun 2015
Jul 2016

Loading data
Please wait
Swipe left to see all data
Three Funds Warren Buffett Portfolio
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-45.52 42 Nov 2007
Apr 2011
-43.68 42 Nov 2007
Apr 2011
-40.52 42 Jan 1973
Jun 1976
-39.67 73 Sep 2000
Sep 2006
-34.07 37 Jan 1973
Jan 1976
-33.38 57 Apr 2000
Dec 2004
-27.35 21 Sep 1987
May 1989
-23.18 26 Jan 2022
Feb 2024
-23.08 24 Jan 2022
Dec 2023
-19.21 17 Sep 1987
Jan 1989
-17.49 6 Feb 2020
Jul 2020
-17.25 12 Jan 1970
Dec 1970
-17.24 12 Jan 1970
Dec 1970
-17.01 7 Jan 2020
Jul 2020
-15.77 17 May 2011
Sep 2012

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1970 - 31 December 2024 (~55 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

Loading data
Please wait

Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

Swipe left to see all data
Three Funds Warren Buffett Portfolio
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2024
 13.85 -3.44 23.12 -3.67
2023
 18.86 -8.74 24.86 -7.55
2022
 -17.06 -23.18 -18.29 -23.08
2021
 14.95 -3.53 24.59 -4.32
2020
 15.39 -17.01 19.19 -17.49
2019
 23.65 -4.68 28.46 -5.73
2018
 -6.89 -10.53 -3.84 -12.09
2017
 19.54 0.00 19.83 0.00
2016
 8.39 -4.82 10.69 -4.87
2015
 -1.14 -8.74 0.96 -7.73
2014
 6.07 -3.01 12.08 -2.97
2013
 20.56 -2.36 29.44 -2.62
2012
 14.53 -7.09 14.59 -6.10
2011
 -2.14 -15.77 1.43 -15.04
2010
 13.50 -9.82 14.55 -11.71
2009
 26.45 -15.70 24.66 -16.03
2008
 -30.15 -33.07 -32.35 -33.45
2007
 8.73 -4.35 6.30 -4.37
2006
 16.69 -3.08 14.32 -2.48
2005
 8.30 -3.34 5.58 -3.97
2004
 13.49 -2.83 9.73 -2.96
2003
 28.27 -3.88 25.87 -3.66
2002
 -13.11 -18.90 -19.13 -24.82
2001
 -9.84 -18.61 -10.04 -20.31
2000
 -7.69 -11.84 -7.27 -11.55
1999
 20.73 -2.88 19.15 -5.59
1998
 18.03 -12.46 26.49 -13.83
1997
 17.15 -4.61 30.52 -5.15
1996
 12.60 -3.77 21.03 -3.99
1995
 22.72 -1.03 34.91 -0.25
1994
 2.31 -4.84 1.01 -6.47
1993
 16.23 -4.16 9.53 -2.10
1992
 1.54 -4.66 7.36 -2.36
1991
 22.09 -4.27 28.35 -4.14
1990
 -8.74 -15.31 -2.00 -12.77
1989
 20.64 -2.08 29.38 -2.30
1988
 17.83 -3.20 15.17 -3.40
1987
 10.76 -19.21 4.71 -27.35
1986
 29.32 -4.89 17.29 -7.59
1985
 35.27 -2.34 29.49 -3.46
1984
 4.95 -7.57 6.99 -6.07
1983
 19.49 -2.98 19.96 -3.02
1982
 16.05 -10.52 21.09 -7.70
1981
 -1.38 -10.40 -3.26 -10.93
1980
 24.15 -10.43 29.60 -8.82
1979
 15.99 -7.03 17.05 -6.17
1978
 13.84 -7.76 5.62 -8.58
1977
 3.33 -3.91 -6.77 -10.10
1976
 16.66 -2.66 22.58 -1.97
1975
 29.64 -10.48 34.14 -11.01
1974
 -18.66 -25.61 -23.54 -30.75
1973
 -11.64 -12.71 -14.10 -15.10
1972
 21.03 -1.21 17.45 -1.74
1971
 20.20 -5.15 13.67 -7.10
1970
 1.50 -17.24 4.95 -17.25
Mastering Etf Investing
The first official book of
Mastering ETF Investing
Build wealth
with Lazy Portfolios and Passive Investing
Buy now
English book
Buy now
Italian book