Lazy Portfolios: ETF Allocation

Most of the Lazy Portfolios feature a straightforward and minimalist asset allocation, designed to achieve broad diversification with simplicity.

These portfolios can be easily constructed using just a few well-chosen ETFs, making them accessible to investors of all levels, including those with limited experience.

To maintain a consistent and predefined level of risk, Lazy Portfolios require periodic rebalancing, which is crucial for aligning the portfolio with its original risk-return profile.

Rebalancing a portfolio involves adjusting the asset allocation to restore it to the initial percentage composition, thereby ensuring that the investment strategy remains on track despite market fluctuations.

In essence, the primary responsibility of investors managing a Lazy Portfolio is to perform this rebalancing, typically on an annual basis, ensuring that their portfolio continues to align with their long-term financial goals.

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