Ben Stein Long Term vs JL Collins Simple Path to Wealth Portfolio Comparison

Period: January 1976 - September 2024 (~49 years)
Consolidated Returns as of 30 September 2024
Rebalancing: at every Jan 1st
Currency: USD
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Ben Stein Long Term Portfolio
1.00$
Initial Capital
October 1994
9.49$
Final Capital
September 2024
7.79%
Yearly Return
12.43
Std Deviation
-45.92%
Max Drawdown
42 months
Recovery Period
JL Collins Simple Path to Wealth Portfolio
1.00$
Initial Capital
October 1994
15.06$
Final Capital
September 2024
9.46%
Yearly Return
11.76
Std Deviation
-38.53%
Max Drawdown
38 months
Recovery Period
Ben Stein Long Term Portfolio
1.00$
Initial Capital
January 1976
119.14$
Final Capital
September 2024
10.30%
Yearly Return
12.16
Std Deviation
-45.92%
Max Drawdown
42 months
Recovery Period
JL Collins Simple Path to Wealth Portfolio
1.00$
Initial Capital
January 1976
143.37$
Final Capital
September 2024
10.72%
Yearly Return
11.94
Std Deviation
-38.53%
Max Drawdown
38 months
Recovery Period

The Ben Stein Long Term Portfolio obtained a 7.79% compound annual return, with a 12.43% standard deviation, in the last 30 Years.

The JL Collins Simple Path to Wealth Portfolio obtained a 9.46% compound annual return, with a 11.76% standard deviation, in the last 30 Years.

Returns as of Sep 30, 2024

The portfolios guaranteed the following returns.

RETURN COMPARISON
Period: 1 January 1976 - 30 September 2024 (~49 years)
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Return (%) as of Sep 30, 2024
YTD
(9M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~49Y)
Long Term Portfolio
Ben Stein 		12.98 1.86 8.08 24.52 8.83 7.55 7.79 10.30
Simple Path to Wealth
JL Collins 		16.58 1.87 8.67 29.29 11.58 10.13 9.46 10.72
Return over 1 year are annualized.

Capital Growth as of Sep 30, 2024

Ben Stein Long Term Portfolio: an investment of 1$, since October 1994, now would be worth 9.49$, with a total return of 849.14% (7.79% annualized).

JL Collins Simple Path to Wealth Portfolio: an investment of 1$, since October 1994, now would be worth 15.06$, with a total return of 1405.95% (9.46% annualized).


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Ben Stein Long Term Portfolio: an investment of 1$, since January 1976, now would be worth 119.14$, with a total return of 11814.09% (10.30% annualized).

JL Collins Simple Path to Wealth Portfolio: an investment of 1$, since January 1976, now would be worth 143.37$, with a total return of 14237.38% (10.72% annualized).


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Metrics as of Sep 30, 2024

The following metrics, updated as of 30 September 2024, provide an overview of performance and risk.

METRIC COMPARISON
Period: 1 October 2023 - 30 September 2024 (1 year)
Period: 1 October 2019 - 30 September 2024 (5 years)
Period: 1 October 2014 - 30 September 2024 (10 years)
Period: 1 October 1994 - 30 September 2024 (30 years)
Period: 1 January 1976 - 30 September 2024 (~49 years)
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Long Term Portfolio Simple Path to Wealth
Author Ben Stein JL Collins
ASSET ALLOCATION
Stocks 80% 75%
Fixed Income 20% 25%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 24.52 29.29
Infl. Adjusted Return (%) 21.59 26.25
DRAWDOWN
Deepest Drawdown Depth (%) -3.34 -3.90
Start to Recovery (months) 2 3
Longest Drawdown Depth (%) -2.59 -3.90
Start to Recovery (months) 2 3
Longest Negative Period (months) 2 2
RISK INDICATORS
Standard Deviation (%) 10.33 10.53
Sharpe Ratio 1.85 2.27
Sortino Ratio 2.52 3.07
Ulcer Index 1.22 1.27
Ratio: Return / Standard Deviation 2.37 2.78
Ratio: Return / Deepest Drawdown 7.35 7.52
Metrics calculated over the period 1 October 2023 - 30 September 2024
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Long Term Portfolio Simple Path to Wealth
Author Ben Stein JL Collins
ASSET ALLOCATION
Stocks 80% 75%
Fixed Income 20% 25%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 8.83 11.58
Infl. Adjusted Return (%) 4.47 7.10
DRAWDOWN
Deepest Drawdown Depth (%) -20.52 -22.24
Start to Recovery (months) 26 25
Longest Drawdown Depth (%) -20.52 -22.24
Start to Recovery (months) 26 25
Longest Negative Period (months) 32 31
RISK INDICATORS
Standard Deviation (%) 14.23 14.66
Sharpe Ratio 0.47 0.64
Sortino Ratio 0.61 0.84
Ulcer Index 7.62 8.28
Ratio: Return / Standard Deviation 0.62 0.79
Ratio: Return / Deepest Drawdown 0.43 0.52
Metrics calculated over the period 1 October 2019 - 30 September 2024
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Long Term Portfolio Simple Path to Wealth
Author Ben Stein JL Collins
ASSET ALLOCATION
Stocks 80% 75%
Fixed Income 20% 25%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 7.55 10.13
Infl. Adjusted Return (%) 4.56 7.08
DRAWDOWN
Deepest Drawdown Depth (%) -20.52 -22.24
Start to Recovery (months) 26 25
Longest Drawdown Depth (%) -20.52 -22.24
Start to Recovery (months) 26 25
Longest Negative Period (months) 34 31
RISK INDICATORS
Standard Deviation (%) 11.96 12.18
Sharpe Ratio 0.51 0.71
Sortino Ratio 0.67 0.94
Ulcer Index 5.91 6.17
Ratio: Return / Standard Deviation 0.63 0.83
Ratio: Return / Deepest Drawdown 0.37 0.46
Metrics calculated over the period 1 October 2014 - 30 September 2024
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Long Term Portfolio Simple Path to Wealth
Author Ben Stein JL Collins
ASSET ALLOCATION
Stocks 80% 75%
Fixed Income 20% 25%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 7.79 9.46
Infl. Adjusted Return (%) 5.14 6.77
DRAWDOWN
Deepest Drawdown Depth (%) -45.92 -38.53
Start to Recovery (months) 42 38
Longest Drawdown Depth (%) -45.92 -30.50
Start to Recovery (months) 42 52
Longest Negative Period (months) 110 122
RISK INDICATORS
Standard Deviation (%) 12.43 11.76
Sharpe Ratio 0.44 0.61
Sortino Ratio 0.57 0.79
Ulcer Index 9.47 9.47
Ratio: Return / Standard Deviation 0.63 0.80
Ratio: Return / Deepest Drawdown 0.17 0.25
Metrics calculated over the period 1 October 1994 - 30 September 2024
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Long Term Portfolio Simple Path to Wealth
Author Ben Stein JL Collins
ASSET ALLOCATION
Stocks 80% 75%
Fixed Income 20% 25%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 10.30 10.72
Infl. Adjusted Return (%) 6.45 6.85
DRAWDOWN
Deepest Drawdown Depth (%) -45.92 -38.53
Start to Recovery (months) 42 38
Longest Drawdown Depth (%) -45.92 -30.50
Start to Recovery (months) 42 52
Longest Negative Period (months) 110 122
RISK INDICATORS
Standard Deviation (%) 12.16 11.94
Sharpe Ratio 0.50 0.54
Sortino Ratio 0.65 0.72
Ulcer Index 7.88 7.99
Ratio: Return / Standard Deviation 0.85 0.90
Ratio: Return / Deepest Drawdown 0.22 0.28
Metrics calculated over the period 1 January 1976 - 30 September 2024

Drawdowns

DRAWDOWN COMPARISON
Period: 1 October 1994 - 30 September 2024 (30 years)
Period: 1 January 1976 - 30 September 2024 (~49 years)

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Long Term Portfolio Simple Path to Wealth
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-45.92 42 Nov 2007
Apr 2011
-38.53 38 Nov 2007
Dec 2010
-30.50 52 Sep 2000
Dec 2004
-23.11 39 Sep 2000
Nov 2003
-22.24 25 Jan 2022
Jan 2024
-20.52 26 Jan 2022
Feb 2024
-19.33 11 Jan 2020
Nov 2020
-16.94 19 May 2011
Nov 2012
-15.80 11 May 1998
Mar 1999
-15.46 6 Feb 2020
Jul 2020
-13.02 5 Jul 1998
Nov 1998
-12.27 10 May 2011
Feb 2012
-10.70 8 Sep 2018
Apr 2019
-10.58 7 Oct 2018
Apr 2019
-9.84 14 Jun 2015
Jul 2016

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Long Term Portfolio Simple Path to Wealth
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-45.92 42 Nov 2007
Apr 2011
-38.53 38 Nov 2007
Dec 2010
-30.50 52 Sep 2000
Dec 2004
-23.27 20 Sep 1987
Apr 1989
-23.11 39 Sep 2000
Nov 2003
-22.24 25 Jan 2022
Jan 2024
-20.52 26 Jan 2022
Feb 2024
-20.11 17 Sep 1987
Jan 1989
-19.33 11 Jan 2020
Nov 2020
-16.94 19 May 2011
Nov 2012
-15.80 11 May 1998
Mar 1999
-15.46 6 Feb 2020
Jul 2020
-15.40 14 Jan 1990
Feb 1991
-13.32 16 Jul 1981
Oct 1982
-13.02 5 Jul 1998
Nov 1998

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the simulation settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1976 - 30 September 2024 (~49 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

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Yearly Returns

For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
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Long Term Portfolio Simple Path to Wealth
Year Return Drawdown Return Drawdown
2024
 12.98% -3.34% 16.58% -3.90%
2023
 16.02% -8.92% 20.89% -8.12%
2022
 -14.26% -20.52% -17.91% -22.24%
2021
 16.72% -3.20% 18.79% -3.72%
2020
 9.40% -19.33% 17.70% -15.46%
2019
 21.13% -4.75% 25.21% -4.59%
2018
 -7.39% -10.70% -3.94% -10.58%
2017
 16.88% 0.00% 16.80% 0.00%
2016
 9.22% -4.80% 10.25% -3.99%
2015
 -2.18% -8.57% 0.41% -6.60%
2014
 5.91% -3.45% 10.86% -1.99%
2013
 18.10% -2.66% 24.56% -2.57%
2012
 14.19% -7.09% 13.13% -4.80%
2011
 -3.35% -16.94% 2.71% -12.27%
2010
 13.80% -10.43% 14.62% -9.46%
2009
 26.25% -17.28% 22.58% -13.96%
2008
 -30.51% -33.62% -26.02% -28.15%
2007
 5.66% -5.92% 5.76% -3.89%
2006
 19.42% -3.62% 12.84% -2.48%
2005
 10.21% -3.30% 5.33% -3.14%
2004
 15.66% -4.29% 10.65% -2.89%
2003
 30.79% -3.98% 24.06% -2.85%
2002
 -10.67% -17.62% -13.29% -18.79%
2001
 -4.80% -15.85% -6.12% -16.19%
2000
 -2.79% -8.99% -5.08% -11.10%
1999
 21.76% -2.43% 17.67% -4.79%
1998
 7.54% -15.80% 19.59% -13.02%
1997
 13.81% -4.54% 25.61% -3.67%
1996
 15.37% -3.55% 16.62% -4.42%
1995
 16.95% -1.90% 31.38% -0.57%
1994
 -0.18% -6.15% -0.79% -6.83%
1993
 23.87% -3.66% 10.39% -1.89%
1992
 3.67% -3.34% 8.62% -1.93%
1991
 31.77% -4.13% 28.11% -3.49%
1990
 -8.84% -15.40% -2.40% -11.23%
1989
 25.31% -2.86% 24.50% -1.72%
1988
 19.53% -2.49% 14.83% -2.69%
1987
 2.59% -20.11% 2.34% -23.27%
1986
 22.75% -4.06% 14.71% -6.46%
1985
 30.54% -2.54% 29.02% -3.12%
1984
 8.43% -3.82% 5.39% -7.49%
1983
 22.02% -2.01% 18.30% -2.99%
1982
 10.55% -11.34% 23.16% -6.05%
1981
 1.38% -8.32% -0.76% -10.31%
1980
 22.39% -9.78% 25.59% -10.43%
1979
 19.59% -7.08% 19.52% -6.87%
1978
 14.86% -7.96% 6.63% -9.36%
1977
 8.12% -1.77% -2.26% -6.16%
1976
 20.36% -2.40% 23.29% -1.55%