Ben Stein Long Term Portfolio vs Technology Portfolio Portfolio Comparison

Simulation Settings
Period: January 1976 - November 2024 (~49 years)
Consolidated Returns as of 30 November 2024
Rebalancing: at every Jan 1st
Currency: USD
(Change Settings)
The minimum date range must be at least 12 months. 'Date To' cannot be beyond November 2024.
Reset settings
Close
Results
30 Years
All (since January 1976)
Ben Stein Long Term Portfolio
1.00$
Initial Capital
December 1994
9.89$
Final Capital
November 2024
7.94%
Yearly Return
12.43%
Std Deviation
-45.92%
Max Drawdown
42months
Recovery Period
1.00$
Initial Capital
January 1976
120.62$
Final Capital
November 2024
10.29%
Yearly Return
12.15%
Std Deviation
-45.92%
Max Drawdown
42months
Recovery Period
Technology Portfolio
1.00$
Initial Capital
December 1994
60.10$
Final Capital
November 2024
14.63%
Yearly Return
23.96%
Std Deviation
-81.08%
Max Drawdown
175months
Recovery Period
1.00$
Initial Capital
January 1976
793.93$
Final Capital
November 2024
14.63%
Yearly Return
22.55%
Std Deviation
-81.08%
Max Drawdown
175months
Recovery Period

As of November 2024, in the previous 30 Years, the Ben Stein Long Term Portfolio obtained a 7.94% compound annual return, with a 12.43% standard deviation. It suffered a maximum drawdown of -45.92% that required 42 months to be recovered.

As of November 2024, in the previous 30 Years, the Technology Portfolio obtained a 14.63% compound annual return, with a 23.96% standard deviation. It suffered a maximum drawdown of -81.08% that required 175 months to be recovered.

Table of contents

Mastering Etf Investing
The first official book of
Mastering ETF Investing
Build wealth
with Lazy Portfolios and Passive Investing
Set your goal
Use top metrics to evaluate
Join the passive investing strategy
Exclusive new asset allocations in EUR and USD
Buy now
English book
Buy now
Italian book

Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Ben Stein Long Term Portfolio
Weight
(%)		 ETF
Ticker		 Name
30.00
VTI
Vanguard Total Stock Market
20.00
EFA
iShares MSCI EAFE
10.00
EEM
iShares MSCI Emerging Markets
10.00
IJS
iShares S&P Small-Cap 600 Value
10.00
VNQ
Vanguard Real Estate
20.00
BIL
SPDR Blmbg Barclays 1-3 Mth T-Bill
Technology Portfolio
Weight
(%)		 ETF
Ticker		 Name
100.00
QQQ
Invesco QQQ Trust
Ready to invest smarter?
Create Your Winning Portfolio!
With data going back to 1871, optimize your investment strategy

Portfolio Returns as of Nov 30, 2024

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
  • the actual US Inflation rates.
RETURN COMPARISON
Period: 1 January 1976 - 30 November 2024 (~49 years)
Swipe left to see all data
Return (%) as of Nov 30, 2024
YTD
(11M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~49Y)
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_ben_stein.webp Long Term Portfolio
Ben Stein 		14.38 3.35 9.24 20.49 8.32 7.29 7.94 10.29
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_us_author.webp Technology
-- Market Benchmark 		25.01 5.35 13.44 31.99 20.72 17.94 14.63 14.63
Return over 1 year are annualized.
Looking for more portfolios? Choose Your Currency and Explore!

USD

CAD

EUR
Discover a wide range of portfolios in various currencies

Capital Growth as of Nov 30, 2024

Ben Stein Long Term Portfolio: an investment of 1$, since December 1994, now would be worth 9.89$, with a total return of 889.17% (7.94% annualized).

Technology Portfolio: an investment of 1$, since December 1994, now would be worth 60.10$, with a total return of 5910.00% (14.63% annualized).


Loading data
Please wait
Ben Stein Long Term Portfolio: an investment of 1$, since January 1976, now would be worth 120.62$, with a total return of 11962.16% (10.29% annualized).

Technology Portfolio: an investment of 1$, since January 1976, now would be worth 793.93$, with a total return of 79293.06% (14.63% annualized).


Loading data
Please wait
Readings that may interest you

Portfolio Metrics as of Nov 30, 2024

The following metrics, updated as of 30 November 2024, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 December 2023 - 30 November 2024 (1 year)
Period: 1 December 2019 - 30 November 2024 (5 years)
Period: 1 December 2014 - 30 November 2024 (10 years)
Period: 1 December 1994 - 30 November 2024 (30 years)
Period: 1 January 1976 - 30 November 2024 (~49 years)
Swipe left to see all data
Long Term Portfolio Technology
Author Ben Stein
ASSET ALLOCATION
Stocks 80% 100%
Fixed Income 20% 0%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 20.49 31.99
Infl. Adjusted Return (%) 17.29 28.48
DRAWDOWN
Deepest Drawdown Depth (%) -3.34 -4.37
Start to Recovery (months) 2 2
Longest Drawdown Depth (%) -1.17 -1.68
Start to Recovery (months) 2 3
Longest Negative Period (months) 2 2
RISK INDICATORS
Standard Deviation (%) 8.53 11.59
Sharpe Ratio 1.79 2.31
Sortino Ratio 2.26 3.07
Ulcer Index 1.13 1.33
Ratio: Return / Standard Deviation 2.40 2.76
Ratio: Return / Deepest Drawdown 6.14 7.32
Metrics calculated over the period 1 December 2023 - 30 November 2024
Swipe left to see all data
Long Term Portfolio Technology
Author Ben Stein
ASSET ALLOCATION
Stocks 80% 100%
Fixed Income 20% 0%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 8.32 20.72
Infl. Adjusted Return (%) 3.97 15.88
DRAWDOWN
Deepest Drawdown Depth (%) -20.52 -32.58
Start to Recovery (months) 26 24
Longest Drawdown Depth (%) -20.52 -32.58
Start to Recovery (months) 26 24
Longest Negative Period (months) 32 28
RISK INDICATORS
Standard Deviation (%) 14.31 21.38
Sharpe Ratio 0.42 0.86
Sortino Ratio 0.56 1.16
Ulcer Index 7.63 12.53
Ratio: Return / Standard Deviation 0.58 0.97
Ratio: Return / Deepest Drawdown 0.41 0.64
Metrics calculated over the period 1 December 2019 - 30 November 2024
Swipe left to see all data
Long Term Portfolio Technology
Author Ben Stein
ASSET ALLOCATION
Stocks 80% 100%
Fixed Income 20% 0%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 7.29 17.94
Infl. Adjusted Return (%) 4.24 14.58
DRAWDOWN
Deepest Drawdown Depth (%) -20.52 -32.58
Start to Recovery (months) 26 24
Longest Drawdown Depth (%) -20.52 -32.58
Start to Recovery (months) 26 24
Longest Negative Period (months) 34 28
RISK INDICATORS
Standard Deviation (%) 12.00 18.50
Sharpe Ratio 0.48 0.89
Sortino Ratio 0.64 1.21
Ulcer Index 5.92 9.41
Ratio: Return / Standard Deviation 0.61 0.97
Ratio: Return / Deepest Drawdown 0.36 0.55
Metrics calculated over the period 1 December 2014 - 30 November 2024
Swipe left to see all data
Long Term Portfolio Technology
Author Ben Stein
ASSET ALLOCATION
Stocks 80% 100%
Fixed Income 20% 0%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 7.94 14.63
Infl. Adjusted Return (%) 5.28 11.81
DRAWDOWN
Deepest Drawdown Depth (%) -45.92 -81.08
Start to Recovery (months) 42 175
Longest Drawdown Depth (%) -45.92 -81.08
Start to Recovery (months) 42 175
Longest Negative Period (months) 110 174
RISK INDICATORS
Standard Deviation (%) 12.43 23.96
Sharpe Ratio 0.45 0.51
Sortino Ratio 0.59 0.70
Ulcer Index 9.46 39.57
Ratio: Return / Standard Deviation 0.64 0.61
Ratio: Return / Deepest Drawdown 0.17 0.18
Metrics calculated over the period 1 December 1994 - 30 November 2024
Swipe left to see all data
Long Term Portfolio Technology
Author Ben Stein
ASSET ALLOCATION
Stocks 80% 100%
Fixed Income 20% 0%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 10.29 14.63
Infl. Adjusted Return (%) 6.44 10.62
DRAWDOWN
Deepest Drawdown Depth (%) -45.92 -81.08
Start to Recovery (months) 42 175
Longest Drawdown Depth (%) -45.92 -81.08
Start to Recovery (months) 42 175
Longest Negative Period (months) 110 174
RISK INDICATORS
Standard Deviation (%) 12.15 22.55
Sharpe Ratio 0.50 0.46
Sortino Ratio 0.65 0.63
Ulcer Index 7.87 31.70
Ratio: Return / Standard Deviation 0.85 0.65
Ratio: Return / Deepest Drawdown 0.22 0.18
Metrics calculated over the period 1 January 1976 - 30 November 2024
Mastering Etf Investing
The first official book of
Mastering ETF Investing
Build wealth
with Lazy Portfolios and Passive Investing
Buy now
English book
Buy now
Italian book

Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 December 1994 - 30 November 2024 (30 years)
Period: 1 January 1976 - 30 November 2024 (~49 years)

Loading data
Please wait
Swipe left to see all data
Long Term Portfolio Technology
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-81.08 175 Apr 2000
Oct 2014
-45.92 42 Nov 2007
Apr 2011
-32.58 24 Jan 2022
Dec 2023
-23.11 39 Sep 2000
Nov 2003
-20.52 26 Jan 2022
Feb 2024
-19.33 11 Jan 2020
Nov 2020
-17.20 3 Aug 1998
Oct 1998
-16.96 8 Sep 2018
Apr 2019
-16.94 19 May 2011
Nov 2012
-15.80 11 May 1998
Mar 1999
-13.51 4 Feb 1997
May 1997
-12.90 3 Feb 2020
Apr 2020
-10.70 8 Sep 2018
Apr 2019
-10.50 7 Aug 1997
Feb 1998
-9.84 14 Jun 2015
Jul 2016

Loading data
Please wait
Swipe left to see all data
Long Term Portfolio Technology
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-81.08 175 Apr 2000
Oct 2014
-45.92 42 Nov 2007
Apr 2011
-34.57 21 Sep 1987
May 1989
-32.58 24 Jan 2022
Dec 2023
-27.93 29 Jul 1983
Nov 1985
-27.64 8 Jul 1990
Feb 1991
-25.11 18 Jun 1981
Nov 1982
-23.11 39 Sep 2000
Nov 2003
-20.52 26 Jan 2022
Feb 2024
-20.11 17 Sep 1987
Jan 1989
-19.33 11 Jan 2020
Nov 2020
-19.01 6 Feb 1980
Jul 1980
-17.69 10 Sep 1978
Jun 1979
-17.20 3 Aug 1998
Oct 1998
-16.96 8 Sep 2018
Apr 2019

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1976 - 30 November 2024 (~49 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

Loading data
Please wait

Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

Swipe left to see all data
Long Term Portfolio Technology
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2024
 14.38 -3.34 25.01 -4.37
2023
 16.02 -8.92 54.86 -8.42
2022
 -14.26 -20.52 -32.58 -32.58
2021
 16.72 -3.20 27.42 -5.68
2020
 9.40 -19.33 48.40 -12.90
2019
 21.13 -4.75 38.96 -8.23
2018
 -7.39 -10.70 -0.12 -16.96
2017
 16.88 0.00 32.66 -2.32
2016
 9.22 -4.80 7.10 -8.37
2015
 -2.18 -8.57 9.45 -8.88
2014
 5.91 -3.45 19.18 -3.04
2013
 18.10 -2.66 36.63 -2.39
2012
 14.19 -7.09 18.12 -8.13
2011
 -3.35 -16.94 3.47 -10.79
2010
 13.80 -10.43 20.14 -12.93
2009
 26.25 -17.28 54.68 -7.43
2008
 -30.51 -33.62 -41.73 -43.03
2007
 5.66 -5.92 19.02 -6.83
2006
 19.42 -3.62 7.14 -11.54
2005
 10.21 -3.30 1.57 -12.37
2004
 15.66 -4.29 10.54 -9.86
2003
 30.79 -3.98 49.67 -2.90
2002
 -10.67 -17.62 -37.37 -46.75
2001
 -4.80 -15.85 -33.34 -54.93
2000
 -2.79 -8.99 -36.11 -46.69
1999
 21.76 -2.43 101.95 -9.49
1998
 7.54 -15.80 85.30 -17.20
1997
 13.81 -4.54 20.63 -13.51
1996
 15.37 -3.55 42.54 -8.14
1995
 16.95 -1.90 42.54 -3.77
1994
 -0.18 -6.15 1.50 -12.97
1993
 23.87 -3.66 10.58 -8.26
1992
 3.67 -3.34 8.86 -13.48
1991
 31.77 -4.13 64.99 -8.89
1990
 -8.84 -15.40 -10.41 -27.64
1989
 25.31 -2.86 26.17 -4.64
1988
 19.53 -2.49 13.54 -10.50
1987
 2.59 -20.11 10.50 -34.57
1986
 22.75 -4.06 6.89 -15.73
1985
 30.54 -2.54 35.61 -6.97
1984
 8.43 -3.82 -11.31 -17.55
1983
 22.02 -2.01 19.87 -13.85
1982
 10.55 -11.34 18.67 -14.55
1981
 1.38 -8.32 -3.21 -19.44
1980
 22.39 -9.78 33.88 -19.01
1979
 19.59 -7.08 28.11 -9.91
1978
 14.86 -7.96 12.31 -17.69
1977
 8.12 -1.77 7.33 -3.83
1976
 20.36 -2.40 26.10 -2.85
Mastering Etf Investing
The first official book of
Mastering ETF Investing
Build wealth
with Lazy Portfolios and Passive Investing
Buy now
English book
Buy now
Italian book