Scott Burns Couch Potato Portfolio vs Marvin Appel One-Decision Portfolio Portfolio Comparison

Simulation Settings
Period: January 1985 - November 2024 (~40 years)
Consolidated Returns as of 30 November 2024
Rebalancing: at every Jan 1st
Currency: USD
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Results
30 Years
All (since January 1985)
Scott Burns Couch Potato Portfolio
1.00$
Initial Capital
December 1994
11.97$
Final Capital
November 2024
8.63%
Yearly Return
8.72%
Std Deviation
-27.04%
Max Drawdown
30months
Recovery Period
1.00$
Initial Capital
January 1985
36.92$
Final Capital
November 2024
9.46%
Yearly Return
9.06%
Std Deviation
-27.04%
Max Drawdown
30months
Recovery Period
Marvin Appel One-Decision Portfolio
1.00$
Initial Capital
December 1994
8.84$
Final Capital
November 2024
7.53%
Yearly Return
8.47%
Std Deviation
-31.96%
Max Drawdown
41months
Recovery Period
1.00$
Initial Capital
January 1985
23.00$
Final Capital
November 2024
8.17%
Yearly Return
8.21%
Std Deviation
-31.96%
Max Drawdown
41months
Recovery Period

As of November 2024, in the previous 30 Years, the Scott Burns Couch Potato Portfolio obtained a 8.63% compound annual return, with a 8.72% standard deviation. It suffered a maximum drawdown of -27.04% that required 30 months to be recovered.

As of November 2024, in the previous 30 Years, the Marvin Appel One-Decision Portfolio obtained a 7.53% compound annual return, with a 8.47% standard deviation. It suffered a maximum drawdown of -31.96% that required 41 months to be recovered.

Table of contents

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Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Scott Burns Couch Potato Portfolio
Weight
(%)		 ETF
Ticker		 Name
50.00
VTI
Vanguard Total Stock Market
50.00
TIP
iShares TIPS Bond
Marvin Appel One-Decision Portfolio
Weight
(%)		 ETF
Ticker		 Name
20.00
SPY
SPDR S&P 500
20.00
VNQ
Vanguard Real Estate
10.00
IJS
iShares S&P Small-Cap 600 Value
30.00
BIL
SPDR Blmbg Barclays 1-3 Mth T-Bill
20.00
LQD
iShares Investment Grade Corporate Bond
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Portfolio Returns as of Nov 30, 2024

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
  • the actual US Inflation rates.
RETURN COMPARISON
Period: 1 January 1985 - 30 November 2024 (~40 years)
Swipe left to see all data
Return (%) as of Nov 30, 2024
YTD
(11M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~40Y)
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_scott_burns.webp Couch Potato
Scott Burns 		15.56 3.83 9.97 20.17 8.62 7.54 8.63 9.46
//www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_author_none.webp One-Decision Portfolio
Marvin Appel 		12.15 3.68 10.70 17.96 6.34 6.09 7.53 8.17
Return over 1 year are annualized.
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Capital Growth as of Nov 30, 2024

Scott Burns Couch Potato Portfolio: an investment of 1$, since December 1994, now would be worth 11.97$, with a total return of 1097.27% (8.63% annualized).

Marvin Appel One-Decision Portfolio: an investment of 1$, since December 1994, now would be worth 8.84$, with a total return of 783.66% (7.53% annualized).


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Scott Burns Couch Potato Portfolio: an investment of 1$, since January 1985, now would be worth 36.92$, with a total return of 3592.49% (9.46% annualized).

Marvin Appel One-Decision Portfolio: an investment of 1$, since January 1985, now would be worth 23.00$, with a total return of 2199.85% (8.17% annualized).


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Portfolio Metrics as of Nov 30, 2024

The following metrics, updated as of 30 November 2024, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 December 2023 - 30 November 2024 (1 year)
Period: 1 December 2019 - 30 November 2024 (5 years)
Period: 1 December 2014 - 30 November 2024 (10 years)
Period: 1 December 1994 - 30 November 2024 (30 years)
Period: 1 January 1985 - 30 November 2024 (~40 years)
Swipe left to see all data
Couch Potato One-Decision Portfolio
Author Scott Burns Marvin Appel
ASSET ALLOCATION
Stocks 50% 50%
Fixed Income 50% 50%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 20.17 17.96
Infl. Adjusted Return (%) 16.97 14.82
DRAWDOWN
Deepest Drawdown Depth (%) -3.08 -3.55
Start to Recovery (months) 2 3
Longest Drawdown Depth (%) -3.08 -3.55
Start to Recovery (months) 2 3
Longest Negative Period (months) 2 4
RISK INDICATORS
Standard Deviation (%) 6.72 8.18
Sharpe Ratio 2.22 1.56
Sortino Ratio 2.72 2.01
Ulcer Index 0.92 1.14
Ratio: Return / Standard Deviation 3.00 2.20
Ratio: Return / Deepest Drawdown 6.55 5.06
Metrics calculated over the period 1 December 2023 - 30 November 2024
Swipe left to see all data
Couch Potato One-Decision Portfolio
Author Scott Burns Marvin Appel
ASSET ALLOCATION
Stocks 50% 50%
Fixed Income 50% 50%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 8.62 6.34
Infl. Adjusted Return (%) 4.26 2.07
DRAWDOWN
Deepest Drawdown Depth (%) -19.77 -16.74
Start to Recovery (months) 27 31
Longest Drawdown Depth (%) -19.77 -16.74
Start to Recovery (months) 27 31
Longest Negative Period (months) 32 32
RISK INDICATORS
Standard Deviation (%) 11.56 11.22
Sharpe Ratio 0.55 0.36
Sortino Ratio 0.72 0.48
Ulcer Index 7.44 6.66
Ratio: Return / Standard Deviation 0.75 0.56
Ratio: Return / Deepest Drawdown 0.44 0.38
Metrics calculated over the period 1 December 2019 - 30 November 2024
Swipe left to see all data
Couch Potato One-Decision Portfolio
Author Scott Burns Marvin Appel
ASSET ALLOCATION
Stocks 50% 50%
Fixed Income 50% 50%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 7.54 6.09
Infl. Adjusted Return (%) 4.47 3.06
DRAWDOWN
Deepest Drawdown Depth (%) -19.77 -16.74
Start to Recovery (months) 27 31
Longest Drawdown Depth (%) -19.77 -16.74
Start to Recovery (months) 27 31
Longest Negative Period (months) 32 32
RISK INDICATORS
Standard Deviation (%) 9.35 9.06
Sharpe Ratio 0.64 0.50
Sortino Ratio 0.85 0.67
Ulcer Index 5.48 4.92
Ratio: Return / Standard Deviation 0.81 0.67
Ratio: Return / Deepest Drawdown 0.38 0.36
Metrics calculated over the period 1 December 2014 - 30 November 2024
Swipe left to see all data
Couch Potato One-Decision Portfolio
Author Scott Burns Marvin Appel
ASSET ALLOCATION
Stocks 50% 50%
Fixed Income 50% 50%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 8.63 7.53
Infl. Adjusted Return (%) 5.95 4.89
DRAWDOWN
Deepest Drawdown Depth (%) -27.04 -31.96
Start to Recovery (months) 30 41
Longest Drawdown Depth (%) -10.30 -31.96
Start to Recovery (months) 33 41
Longest Negative Period (months) 62 64
RISK INDICATORS
Standard Deviation (%) 8.72 8.47
Sharpe Ratio 0.73 0.62
Sortino Ratio 0.95 0.80
Ulcer Index 5.17 5.54
Ratio: Return / Standard Deviation 0.99 0.89
Ratio: Return / Deepest Drawdown 0.32 0.24
Metrics calculated over the period 1 December 1994 - 30 November 2024
Swipe left to see all data
Couch Potato One-Decision Portfolio
Author Scott Burns Marvin Appel
ASSET ALLOCATION
Stocks 50% 50%
Fixed Income 50% 50%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 9.46 8.17
Infl. Adjusted Return (%) 6.49 5.24
DRAWDOWN
Deepest Drawdown Depth (%) -27.04 -31.96
Start to Recovery (months) 30 41
Longest Drawdown Depth (%) -10.30 -31.96
Start to Recovery (months) 33 41
Longest Negative Period (months) 62 64
RISK INDICATORS
Standard Deviation (%) 9.06 8.21
Sharpe Ratio 0.70 0.61
Sortino Ratio 0.92 0.79
Ulcer Index 4.86 4.98
Ratio: Return / Standard Deviation 1.04 1.00
Ratio: Return / Deepest Drawdown 0.35 0.26
Metrics calculated over the period 1 January 1985 - 30 November 2024
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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 December 1994 - 30 November 2024 (30 years)
Period: 1 January 1985 - 30 November 2024 (~40 years)

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Couch Potato One-Decision Portfolio
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-31.96 41 Jun 2007
Oct 2010
-27.04 30 Nov 2007
Apr 2010
-19.77 27 Jan 2022
Mar 2024
-16.74 31 Jan 2022
Jul 2024
-13.04 10 Feb 2020
Nov 2020
-10.72 5 Feb 2020
Jun 2020
-10.30 33 Sep 2000
May 2003
-8.52 8 Jun 2011
Jan 2012
-8.13 6 Jul 1998
Dec 1998
-8.06 8 Sep 2018
Apr 2019
-8.06 5 Jul 1998
Nov 1998
-7.23 14 Apr 2002
May 2003
-6.99 7 Sep 2018
Mar 2019
-6.25 8 May 2011
Dec 2011
-6.09 5 May 2010
Sep 2010

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Couch Potato One-Decision Portfolio
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-31.96 41 Jun 2007
Oct 2010
-27.04 30 Nov 2007
Apr 2010
-19.77 27 Jan 2022
Mar 2024
-16.74 31 Jan 2022
Jul 2024
-16.03 17 Sep 1987
Jan 1989
-13.04 10 Feb 2020
Nov 2020
-12.38 13 Sep 1987
Sep 1988
-10.72 5 Feb 2020
Jun 2020
-10.30 33 Sep 2000
May 2003
-8.78 14 Feb 1994
Mar 1995
-8.52 8 Jun 2011
Jan 2012
-8.13 6 Jul 1998
Dec 1998
-8.06 8 Sep 2018
Apr 2019
-8.06 5 Jul 1998
Nov 1998
-7.58 6 Aug 1990
Jan 1991

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1985 - 30 November 2024 (~40 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

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Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

Swipe left to see all data
Couch Potato One-Decision Portfolio
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2024
 15.56 -3.08 12.15 -3.55
2023
 14.66 -6.50 12.43 -7.22
2022
 -16.31 -19.77 -13.18 -16.74
2021
 15.67 -2.76 16.51 -2.73
2020
 15.93 -10.72 5.32 -13.04
2019
 19.51 -2.63 18.51 -2.02
2018
 -3.32 -8.06 -3.64 -6.99
2017
 12.07 0.00 8.07 -0.59
2016
 8.75 -2.08 8.52 -3.21
2015
 -0.70 -5.47 -0.25 -4.76
2014
 8.07 -2.34 11.14 -2.54
2013
 12.48 -3.18 10.43 -2.72
2012
 11.42 -2.32 10.65 -2.81
2011
 7.12 -6.25 3.87 -8.52
2010
 11.78 -6.09 13.01 -6.14
2009
 18.92 -9.98 15.30 -14.35
2008
 -18.47 -22.29 -16.74 -22.59
2007
 8.64 -1.70 -0.68 -5.17
2006
 7.99 -1.54 14.45 -1.98
2005
 4.40 -1.83 5.08 -2.36
2004
 10.53 -3.54 12.05 -4.65
2003
 19.38 -1.09 18.87 -1.57
2002
 -1.93 -6.44 -2.42 -7.23
2001
 -1.68 -8.57 4.32 -3.58
2000
 3.54 -5.60 9.42 -2.13
1999
 9.67 -3.30 4.70 -3.16
1998
 16.26 -8.06 5.32 -8.13
1997
 21.85 -3.41 17.36 -1.24
1996
 11.14 -2.76 15.52 -1.31
1995
 29.40 0.00 19.02 -0.66
1994
 -3.21 -8.78 -1.28 -5.02
1993
 13.19 -1.53 11.41 -1.82
1992
 8.92 -2.25 9.68 -0.89
1991
 25.50 -2.55 23.01 -1.99
1990
 1.06 -7.58 -1.89 -7.50
1989
 21.95 -1.62 15.28 -0.97
1988
 11.91 -2.50 12.57 -1.14
1987
 1.19 -16.03 2.00 -12.38
1986
 16.48 -5.55 13.98 -2.95
1985
 28.66 -1.87 20.92 -1.32
Mastering Etf Investing
The first official book of
Mastering ETF Investing
Build wealth
with Lazy Portfolios and Passive Investing
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English book
Buy now
Italian book